MM2H fixed deposit bank Malaysia

The MM2H application — Malaysia My Second Home — is the most structured long-stay residency programme in Southeast Asia for high-net-worth international investors. Relaunched by MOTAC in July 2024 and fully operative through 2026, it now operates across four tiers: Silver (5-year), Gold (15-year), Platinum (20-year), and the new SEZ pathway. All applications must be submitted through a MOTAC-licensed agent — self-directed submissions are no longer permitted.
This guide provides a complete operational walkthrough of the MM2H application process in 2026: eligibility by tier, the mandatory agent route, bank selection for your fixed deposit, a full document checklist, the critical 12-month property purchase requirement, step-by-step timelines, and a total cost breakdown. Whether you are a French retiree, a Belgian entrepreneur, or a British portfolio investor, this is the definitive guide to securing your Malaysian residency with precision and confidence.