Visa, Tax & Legal

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    Malaysia PVIP Investor Visa: Real Estate, Bonds & MIDA 2026

    Malaysia’s PVIP investor visa is the most permissive long-term residency in Southeast Asia — and the most underused by Western high-net-worth applicants. While MM2H dominates the conversation, PVIP delivers something MM2H cannot: full work rights, unrestricted business ownership, zero minimum stay, and a 20-year renewable visa, at a comparable annual cost to MM2H Gold for applicants who meet the income threshold.
    This breakdown covers the three investment routes available to PVIP holders — real estate, Malaysian government bonds, and Bursa equities — including yield ranges, tax treatment, and deployment strategies. It also explains the MIDA approval process for investors targeting Malaysia’s strategic sectors: advanced electronics, digital services, healthcare, green technology, and agro-food.
    If you generate RM 40,000/month in offshore income and want an active investor base in Southeast Asia, this guide gives you the complete picture before you commit.

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    MM2H Tier Guide: Ultimate Silver vs Gold vs Platinum 2026

    Not all MM2H tiers are created equal — and choosing the wrong one can cost you tens of thousands of euros in unnecessary fees, renewal friction, or locked-up capital. This financial analysis models the true cost of Silver, Gold, and Platinum over their full visa durations, calculates the break-even points between tiers, and provides a five-question framework to identify the optimal tier for your profile.
    The results are counterintuitive. Gold’s 15-year visa is cheaper in cash terms than renewing Silver three times over the same period. Platinum’s financial case over Gold, however, is weak unless your investable asset base exceeds €3 million or you require Malaysia-based work authorisation. The SEZ tier offers the lowest entry threshold but carries structural risks that make it unsuitable for most Western HNW investors.
    Whether you hold €300k or €3M in liquid assets, this guide gives you the numbers — and the framework — to make the right MM2H tier decision before you apply.

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    MM2H Application: The Essential Complete Guide 2026

    The MM2H application — Malaysia My Second Home — is the most structured long-stay residency programme in Southeast Asia for high-net-worth international investors. Relaunched by MOTAC in July 2024 and fully operative through 2026, it now operates across four tiers: Silver (5-year), Gold (15-year), Platinum (20-year), and the new SEZ pathway. All applications must be submitted through a MOTAC-licensed agent — self-directed submissions are no longer permitted.
    This guide provides a complete operational walkthrough of the MM2H application process in 2026: eligibility by tier, the mandatory agent route, bank selection for your fixed deposit, a full document checklist, the critical 12-month property purchase requirement, step-by-step timelines, and a total cost breakdown. Whether you are a French retiree, a Belgian entrepreneur, or a British portfolio investor, this is the definitive guide to securing your Malaysian residency with precision and confidence.